Episode 1
Ensure that you have business interruption insurance and that you pay your premiums on time
Ensure that you are dealing with an authorised financial services provider before you share your personal information or invest.
Take out a retirement annuity fund when you are young in order to support yourself when you retire
Personal Accident Insurance provides financial help when you have been injured in an accident
Ensure that you have a security system installed to ensure that your household contents insurance is valid/
Household content insurance will protect you in the event that your household contents are stolen or damaged.
Cellphone insurance will protect you from the loss or damage of your phone
Legal Insurance will give you access to a real lawyer to help you with your legal matters.
Always provide your correct documentation when applying for a bank account.
Ensure that your insurer is a member of the South African Insurance Association (SAIA) and registered with the Financial Services Board (FSB)
Do not give fraudulent information to your insurer as this is illegal and will affect the processing of your claim.
Read your insurance policy thoroughly to know what you are covered for.
Always spend less than your monthly income and live within your means.
Avoid having your claim rejected by ensuring that your vehicle is correctly insured and road worthy.